{"id":1882,"date":"2024-01-16T09:12:04","date_gmt":"2024-01-16T09:12:04","guid":{"rendered":"https:\/\/esenyurtgazetesi.com\/?p=1882"},"modified":"2024-01-16T09:12:04","modified_gmt":"2024-01-16T09:12:04","slug":"yonetmelik-degisikligi-tasarruf-finansman-sektorunun-donum-noktasi-oldu","status":"publish","type":"post","link":"https:\/\/esenyurtgazetesi.com\/index.php\/2024\/01\/16\/yonetmelik-degisikligi-tasarruf-finansman-sektorunun-donum-noktasi-oldu\/","title":{"rendered":"Y\u00f6netmelik De\u011fi\u015fikli\u011fi, Tasarruf Finansman Sekt\u00f6r\u00fcn\u00fcn D\u00f6n\u00fcm Noktas\u0131 Oldu"},"content":{"rendered":"<p><strong>Finansal Kurumlar Birli\u011fi Tasarruf Finansman \u015eirketleri Sekt\u00f6r Kurulu Ba\u015fkan\u0131 Ey\u00fcp Akbal, Resm\u00ee Gazete yay\u0131mlanarak 29 Aral\u0131k 2023 tarihi itibar\u0131yla y\u00fcr\u00fcrl\u00fc\u011fe giren Tasarruf Finansman \u015eirketlerinin Kurulu\u015f ve Faaliyet Esaslar\u0131 Hakk\u0131nda Y\u00f6netmelikte De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Y\u00f6netmelik ile ilgili a\u00e7\u0131klamalarda bulundu. Ey\u00fcp Akbal, mevzuat de\u011fi\u015fikli\u011fini tasarruf finansman sekt\u00f6r\u00fcn\u00fcn s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcmesinde \u00f6nemli bir d\u00f6n\u00fcm noktas\u0131 olarak de\u011ferlendirdi.<\/strong><\/p>\n<p>Finansal Kurumlar Birli\u011fi Tasarruf Finansman \u015eirketleri Sekt\u00f6r Kurulu Ba\u015fkan\u0131 Ey\u00fcp Akbal, tasarruf finansman sekt\u00f6r\u00fcn\u00fcn 2023 y\u0131l\u0131n\u0131 ve y\u0131l\u0131n son g\u00fcnlerinde y\u00fcr\u00fcrl\u00fc\u011fe giren\u00a0Tasarruf Finansman \u015eirketlerinin Kurulu\u015f ve Faaliyet Esaslar\u0131 Hakk\u0131nda Y\u00f6netmelikte De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Y\u00f6netmelik ile ilgili a\u00e7\u0131klamalarda bulundu.<strong>\u00a0<\/strong><\/p>\n<p>Ey\u00fcp Akbal, \u201cTasarruf finansman sekt\u00f6r\u00fc olarak 2022 y\u0131l\u0131nda Finansal Kurumlar Birli\u011fi b\u00fcnyesine d\u00e2hil olmam\u0131z\u0131n hemen akabinde bu alanda faaliyet g\u00f6steren alt\u0131 \u015firketimizle birlikte bu \u00e7at\u0131 alt\u0131nda bir\u00e7ok \u00e7al\u0131\u015fma ger\u00e7ekle\u015ftirip haz\u0131rlad\u0131\u011f\u0131m\u0131z \u00f6nerileri yetkili mercilerle payla\u015ft\u0131k. Sekt\u00f6r\u00fcm\u00fcz\u00fcn daha iyi bir noktaya gelmesi i\u00e7in at\u0131lmas\u0131 gereken ad\u0131mlar ve iyile\u015ftirmeler ile ilgili, \u00e7ok daha fazla ki\u015finin ev, ara\u00e7 ve \u00e7at\u0131l\u0131 i\u015f yeri sahibi olmas\u0131na kolayl\u0131k sa\u011flayabilmek ad\u0131na pek \u00e7ok g\u00f6r\u00fc\u015fmeler ger\u00e7ekle\u015ftirdik. Bunun geri d\u00f6n\u00fc\u015flerini ge\u00e7en ay yay\u0131mlanan y\u00f6netmelik de\u011fi\u015fikli\u011finde g\u00f6rd\u00fck.\u201d dedi.\u00a0<\/p>\n<p><strong>Y\u00f6netmelik De\u011fi\u015fikli\u011fi ile Tasarruf Finansman \u015eirketleri H\u0131zl\u0131 Bir B\u00fcy\u00fcme S\u00fcrecine Girecek\u00a0<\/strong><\/p>\n<p>Tasarruf finansman sekt\u00f6r\u00fcne dair say\u0131sal verileri de payla\u015fan Akbal, \u201cTasarruf finansman sekt\u00f6r\u00fcnde bug\u00fcn 420\u2019ye yak\u0131n \u015fube, 4 bin 200\u2019\u00fcn \u00fczerinde \u00e7al\u0131\u015fan ve 370 bin m\u00fc\u015fteri bulunuyor. Aral\u0131k 2022 itibar\u0131yla 14,3 milyar TL aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc olan sekt\u00f6r\u00fcn Kas\u0131m 2023\u2019te aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc 24 milyara ula\u015fm\u0131\u015f durumda. Di\u011fer yandan toplam s\u00f6zle\u015fme tutar\u0131 Aral\u0131k 2022 d\u00f6nemine g\u00f6re y\u00fczde 96 oran\u0131nda b\u00fcy\u00fcyerek 154 milyar TL hacme ula\u015ft\u0131. Mevzuat de\u011fi\u015fikli\u011finin de tasarruf finansman sekt\u00f6r\u00fcn\u00fcn s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcmesinde \u00f6nemli bir d\u00f6n\u00fcm noktas\u0131 oldu\u011fu kanaatindeyim. Yap\u0131lan de\u011fi\u015fiklikler ile birlikte sekt\u00f6rde faaliyet g\u00f6steren alt\u0131 \u015firketin h\u0131zl\u0131 bir b\u00fcy\u00fcme s\u00fcrecine girece\u011fini \u00f6ng\u00f6r\u00fcyorum. Di\u011fer yandan sekt\u00f6r\u00fcm\u00fcz\u00fcn bilinirli\u011finin artmas\u0131n\u0131 ve yeni m\u00fc\u015fterilerin sisteme d\u00e2hil olmas\u0131n\u0131 bekliyorum. Dolay\u0131s\u0131yla, y\u00fcz binlerce ki\u015finin faiz ve kredi maliyetine katlanmadan kendi \u00f6deme g\u00fcc\u00fcne g\u00f6re taksit tutar\u0131n\u0131 belirledi\u011fi bir \u00f6deme plan\u0131yla ev, ara\u00e7 ve \u00e7at\u0131l\u0131 i\u015f yeri sahibi olmas\u0131n\u0131n \u00f6n\u00fc a\u00e7\u0131lm\u0131\u015f oldu. Ayr\u0131ca y\u00f6netmelik de\u011fi\u015fikli\u011fi; tasarruf sahiplerinin birikimlerinin artmas\u0131, istihdam oranlar\u0131n\u0131n y\u00fckselmesi ve yast\u0131k alt\u0131 birikimlerin \u00fclke ekonomisine kazand\u0131r\u0131lmas\u0131 konusunda \u00f6nemli bir rol oynayacakt\u0131r.\u201d ifadelerini kulland\u0131.\u00a0<\/p>\n<p><strong>S\u00f6zle\u015fme Tavan Tutar\u0131ndaki De\u011fi\u015fiklik Kritik \u00d6neme Sahip<\/strong><\/p>\n<p>Bug\u00fcnk\u00fc ekonomik konjonkt\u00fcrdeki enflasyonist ortam\u0131 g\u00f6z \u00f6n\u00fcnde bulundurdu\u011fumuzda tasarrufun \u00f6neminin bir kez daha ortaya \u00e7\u0131kt\u0131\u011f\u0131na dikkati \u00e7eken Akbal, \u201cS\u00f6zle\u015fme tavan tutar\u0131ndaki art\u0131\u015f, ki\u015filerin daha fazla tasarruf yapmas\u0131na imk\u00e2n sa\u011flarken di\u011fer yandan uzun y\u0131llard\u0131r, faaliyet g\u00f6sterdi\u011fimiz sekt\u00f6r\u00fcn hedef kitlesini de geni\u015fletti. Yeni d\u00fczenlemeyle genel olarak ev ve ara\u00e7 sahibi olmak isteyen herkes, art\u0131k bizi tercih edebilir noktaya geldi. Bunun ger\u00e7ekle\u015fmesi i\u00e7in s\u00f6zle\u015fme tavan tutar\u0131ndaki de\u011fi\u015fiklik kritik bir \u00f6neme sahipti. S\u00f6zle\u015fme tavan tutar\u0131ndaki art\u0131\u015f, konut i\u00e7in 7,2 milyon TL\u2019ye ve ara\u00e7 i\u00e7in ise 2.8 milyon TL\u2019ye y\u00fckseltilerek sekt\u00f6r\u00fcm\u00fcze rahat bir nefes ald\u0131r\u0131rken m\u00fc\u015fterilerimizin ve vatanda\u015flar\u0131m\u0131z\u0131n da taleplerine daha iyi cevap verilmesini sa\u011flayacak.\u201d \u015feklinde konu\u015ftu.\u00a0<\/p>\n<p><strong>Tahsisat Uygulamas\u0131n\u0131n Standartizasyonu, Sistemin Anla\u015f\u0131labilirli\u011fine Kolayl\u0131k Sa\u011flad\u0131\u00a0<\/strong><\/p>\n<p>\u201cTasarruf finansman \u015firketlerinin tahsisat s\u00fcre\u00e7leri, \u015firketlerin inisiyatifinden ba\u011f\u0131ms\u0131z h\u00e2le getirilerek standartla\u015ft\u0131r\u0131ld\u0131.\u201d diyen Akbal, s\u00f6zlerini \u015f\u00f6yle s\u00fcrd\u00fcrd\u00fc: \u201cY\u00f6netmelikle s\u00f6zle\u015fmede \u00f6ng\u00f6r\u00fclen tahsisat tarihinden itibaren 1 ay i\u00e7erisinde tahsisat yapma y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc getirildi. Sekt\u00f6rdeki tahsisat uygulamas\u0131n\u0131n standart h\u00e2le getirilmesi, tasarruf sahipleri nezdinde de sistemin anla\u015f\u0131labilirli\u011fi ve m\u00fc\u015fteri memnuniyeti ad\u0131na \u00f6nemli bir ad\u0131m oldu. Di\u011fer yandan dikkat \u00e7ekmek istedi\u011fim bir husus da dijitalle\u015fme olacak. Finans sekt\u00f6r\u00fcnde s\u0131k\u00e7a kullan\u0131lan uzaktan ileti\u015fim ara\u00e7lar\u0131n\u0131n tasarruf finansman sekt\u00f6r\u00fcndeki kullan\u0131m\u0131n\u0131n geni\u015fletilmesine y\u00f6nelik yap\u0131lan de\u011fi\u015fiklik de bizleri memnun etti. Bilindi\u011fi gibi dijitalle\u015fme, s\u00fcreklili\u011fi olan ve ya\u015fayan bir s\u00fcre\u00e7\u2026 Bizler de teknolojinin geli\u015fimine h\u0131zla kar\u015f\u0131l\u0131k verebilecek refleksleri geli\u015ftiriyoruz.\u201d<\/p>\n<p>\u00dcr\u00fcn \u00e7e\u015fitlili\u011fi ve k\u00e2r da\u011f\u0131t\u0131m\u0131 konusunda da ad\u0131m beklediklerini vurgulayan Akbal, s\u00f6zlerine, \u201c\u00d6n\u00fcm\u00fczdeki d\u00f6nemde \u00fcr\u00fcn \u00e7e\u015fitlili\u011fin art\u0131r\u0131lmas\u0131 ve k\u00e2r da\u011f\u0131t\u0131m\u0131 konusunda at\u0131lmas\u0131n\u0131 bekledi\u011fimiz ad\u0131mlar\u0131n da at\u0131lmas\u0131 durumunda sekt\u00f6r\u00fcm\u00fcze yeni oyuncular\u0131n d\u00e2hil olabilece\u011fi ve tasarruf finansman sekt\u00f6r\u00fcn\u00fcn s\u00fcrd\u00fcr\u00fclebilirli\u011fine katk\u0131 sa\u011flayaca\u011f\u0131 kanaatindeyim.\u201d ifadeleriyle son verdi.\u00a0<\/p>\n<p>Kaynak: (BYZHA) Beyaz Haber Ajans\u0131<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Finansal Kurumlar Birli\u011fi Tasarruf Finansman \u015eirketleri Sekt\u00f6r Kurulu Ba\u015fkan\u0131 Ey\u00fcp Akbal, Resm\u00ee Gazete yay\u0131mlanarak 29 Aral\u0131k 2023 tarihi itibar\u0131yla y\u00fcr\u00fcrl\u00fc\u011fe giren Tasarruf Finansman \u015eirketlerinin Kurulu\u015f ve Faaliyet Esaslar\u0131 Hakk\u0131nda Y\u00f6netmelikte De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Y\u00f6netmelik ile ilgili a\u00e7\u0131klamalarda bulundu. Ey\u00fcp Akbal, mevzuat de\u011fi\u015fikli\u011fini tasarruf finansman sekt\u00f6r\u00fcn\u00fcn s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcmesinde \u00f6nemli bir d\u00f6n\u00fcm noktas\u0131 olarak de\u011ferlendirdi.<\/p>\n","protected":false},"author":1,"featured_media":1883,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[20],"tags":[775,637,633,776,634],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/esenyurtgazetesi.com\/index.php\/wp-json\/wp\/v2\/posts\/1882"}],"collection":[{"href":"https:\/\/esenyurtgazetesi.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/esenyurtgazetesi.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/esenyurtgazetesi.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/esenyurtgazetesi.com\/index.php\/wp-json\/wp\/v2\/comments?post=1882"}],"version-history":[{"count":1,"href":"https:\/\/esenyurtgazetesi.com\/index.php\/wp-json\/wp\/v2\/posts\/1882\/revisions"}],"predecessor-version":[{"id":1884,"href":"https:\/\/esenyurtgazetesi.com\/index.php\/wp-json\/wp\/v2\/posts\/1882\/revisions\/1884"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/esenyurtgazetesi.com\/index.php\/wp-json\/wp\/v2\/media\/1883"}],"wp:attachment":[{"href":"https:\/\/esenyurtgazetesi.com\/index.php\/wp-json\/wp\/v2\/media?parent=1882"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/esenyurtgazetesi.com\/index.php\/wp-json\/wp\/v2\/categories?post=1882"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/esenyurtgazetesi.com\/index.php\/wp-json\/wp\/v2\/tags?post=1882"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}